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"Financial Prosperity Anyone Can Achieve!"
Comprehensive 207 page step-by-step money management guide
To Implement Your Money Management Plan
Part 1: Forms Associated with The Book
Part 2: Subscriber Bonus (!) Forms read more
Part 1: Monthly "Reach My Money Goals" Newsletters
Solutions, ideas, articles and checklists to keep your financial plan on track read morePart 2: Weekly Money Management Tips & Confidence Builders
Short, relevant and actionable advice to foster self-reliance and financial freedom read morePart 3: Subscribers ONLY Website Area
Form downloads, archives, FAQ's, Ask Frank, specialized seminars, suggestion box and more read more
Understanding the fiscal effect of debt will cause you to make better decisions. There is debt that actually supports the growth of your net worth. For example, it takes a car to get to work. No car, no work; no work, no income; no income, no monthly profit; no monthly profit, no net worth. Another form of debt exists that decreases your net worth.
Read more...Don't delay investing in your future! It's never too late, but the clock IS ticking...
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According to Frank Shandor, creator of the 3-Component System, "Personal household finances are not unlike a business: income is offset by expenses and the amount left over is the bottom line (or monthly profit to save for future purchases and retirement)." read more...


After 40 years of asset management and consulting with US and Canadian hotel management companies, Frank states, "My vision is for this 3-Component System to be a vehicle that assists my readers to bring financial good into their lives..." read more...